This section will highlight the top credit card offers for earning miles and points. You can sort any of the columns on our desktop theme by clicking on the top. The top cards that we recommend right now are:
| Credit Card | Bonus | Type | Spending Requirement | Time for Spending | Details |
|---|---|---|---|---|---|
| Chase British Airways | 100000 | Miles | 2000 | 3 | 50K Avios after spending $2000 in the first 3 months, 25K more after spending $10K in the first year, 25K more after spending $20K in the first year |
| Chase IHG Rewards | 60000 | Points | 1000 | 3 | 60K IHG Rewards Points after spending $1K in the first 3 months |
| Chase Sapphire Preferred | 50000 | Points | 4000 | 3 | 50K Ultimate Rewards Points after Spending $4000 in 3 months |
| Chase Freedom | 15000 | Points | 500 | 3 | 15K Ultimate Rewards Points after Spending $500 in 3 months. Can’t transfer to airlines unless you also have Sapphire or Ink Card |
| Chase Ink Plus | 60000 | Points | 5000 | 3 | 60K Ultimate Rewards Points after spending $5,000 in 3 months |
| The Hawaiian Airlines® World Elite MasterCard® | 35000 | Miles | 1000 | 3 | 35K Hawaiian Miles after spending $1K in the first 90 days |
| Chase United Explorer | 50000 | Miles | 2000 | 3 | Must be logged into your United account before you click on this link. 50K United Miles after spending $2,000 in the first 3 months. 5000 more miles for adding an authorized user and making a purchase within first 3 months. 10K more every year you spend $25K on card. |
| Barclaycard® Rewards MasterCard® | 0 | Points | 0 | 0 | 2X points per $1 spent on gas, groceries and utilities, 1X point per $1 spent on all other purchases, no annual fee |
| Chase Rapid Rewards Plus | 25000 | Points | 1000 | 3 | 25K Rapid Rewards Points after spending $1,000 in 3 months |
| Chase Rapid Rewards Premier Business | 50000 | Points | 2000 | 3 | 50K Rapid Rewards Points after spending $1,000 in 3 months |
| Capital One Venture | 40000 | Miles | 3000 | 3 | 40K Venture miles (worth $400 in travel expenses) after spending $3000 in 3 months. |
| Citibank AA Platinum Personal MC | 50000 | Miles | 3000 | 3 | 50K AA miles after spending $3000 in 3months. $95 Annual Fee Waived first year. |
| Citibank AA Platinum Business MC | 50000 | Miles | 3000 | 3 | 50K AA miles after spending $3000 in 3 months. $95 Annual Fee Waived first year. |
| Starwood Preferred Guest® Credit Card from American Express | 25000 | Points | 5000 | 6 | 10K SPG Points after first purchase, another 15K after spending 5K in 6 months |
| Starwood Preferred Guest® Business Credit Card from American Express | 25000 | Points | 5000 | 6 | 10K SPG Points after first purchase, another 15K after spending 5K in 6 months |
| Discover It® | 0 | Cashback | 0 | 0 | 0% APR for 18 months on balance transfers with a 3% transfer fee. Perfect if you have a balance at a higher APR you need to pay off. 5% cashback in quarterly rotating categories up to $1500 in purchases. ShopDiscover access for high cashback. |
| Discover It® for Students | 0 | Cashback | 0 | 0 | The Discover It® Card for Students is geared for those people who don’t have much credit history and has a little more lax standards. It might be a good first card for some to get started. |
| SimplyCash® Business Card from American Express | 0 | Cashback | 0 | 0 | 5% Cash in US Office Supply stores, wireless telephone services purchased directly from US service providers, 3% at US gas stations, 1% on everything else. (up to 12K in purchases on 5% or 3% categories) |
| The Business Platinum Card® from American Express | 40000 | Points | 5000 | 3 | 40K Membership Rewards Points after spending $5K in first 3 months. Lounge access. $200 credit for airline fees. Free global Entry. $450 annual fee. |
| The Platinum Card® from American Express | 40000 | Points | 3000 | 3 | 40K Membership Rewards after spending $3000 in the first 3 months. Lounge access. $200 credit for airline fees. Free global Entry. $450 annual fee. |
| American Express ® Premier Rewards Gold Card | 25000 | Points | 2000 | 3 | 25K Membership Rewards after spending $2000 in the first 3 months, An additional 15K MR points after spending 30K in a calendar year. It also has 3X points on airfare purchases. |
| U.S. Bank FlexPerks Travel Rewards Visa Signature Card | 20000 | Points | 3500 | 3 | 20K Flexpoints when you spend $3500 in the first 3 months. 0% APR on purchases and balance transfers for first 12 months. |